As the familiar saying goes - when one chapter closes another opens. It is much like a year coming to a close in the anticipation of the New Year. As we get closer to saying goodbye to 2014, we look forward to welcoming 2015. This time of year is a time to reflect on what accomplishments, goals and dreams were made into reality. It is a time to be thankful, grateful and hopeful for what is to come. It is a time to renew goals and dreams for the future. It is a time to be with family and friends and to celebrate the moments with the people who mean the most to you.
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